Bank paydays are offered by banks and financial institutions in person or through the internet. This type of credit is best suited to pay for emergencies, but anyone who can prove a personal income can get a payday for any purpose.
It is important to study the proposals well before closing a payday, be it personal, payroll or secured. Calculate the value of the debt with the interest rate and other operating charges and see if the final price of the payday will be worth it.
Here’s where to get a fast payday and without too much bureaucracy.
1. Make an online payday
The online payday is the best option for those who need quick cash. The user submits a proposal to the page and fills out the forms with the personal data. Then the site selects a few banks and financiers that offer the service and the customer chooses the best offer for your pocket.
Another advantage of online paydays is in the process of submitting documentation and contract. As the operation is done on the internet, it is possible to find the lowest interest rates and the charges are cheaper than the face-to-face operations done at bank branches.
2. Know the conditions of the banks that you are already a customer
Look for the banks that you already own a checking account and check the conditions to hire a payday. Most financial institutions have pre-approved credits for customers
3. Browse department stores
Some stores offer personal paydays to customers who own the company card or the financial partner of the trade. The approval process is fast, but interest rates in such cases are much higher. Consult the best alternative to not fall into more debt and get the name denied.
4. Talk to family members
It is worth consulting relatives and friends, taking into account the purpose and amount required of the payday. There will be a financial commitment to another person, but payment rules may be more flexible than with financial institutions.
How to get a fast online payday
Access one of the online payday sites, fill in the desired amount and personal information and submit the proposal to the page. Wait for the answer. The user will know by email or phone if the payday has been approved.
Who can make the payday online
Only people over 18 can make an online payday. It is necessary to have a checking account, keep up to date with personal documentation, especially the CPF, and present pay stubs and statements to verify income. It is also necessary to send a proof of residence.